Dear Valued Customer, A data breach can happen because your system has vulnerabilities that exposes you to hackers and thieves. In this issue of “Waimea News” we focus upon how you can defend against this situation and protect your financial exposure. As you might expect, Cyber Insurance helps your company recoup the costs of an…

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Data hackers can cost businesses big money. Travelers, a leading provider of Cyber Insurance, suggests that it could cost somewhere in the neighborhood of $7 million if they suffer a breach. Since any company that accepts electronic payments is at risk, Cyber Insurance has become one of the most important types of insurance any business…

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While cyberattacks and data breaches at Fortune 500 companies tend to dominate the headlines, America’s more than 28 million small businesses and their 56 million employees are increasingly vulnerable. Their exposure is much the same as that of larger companies, experts say, but many may overlook or underestimate the threat and may not fully understand…

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Cyberattacks can occur in many ways, including: Accessing your personal computers, mobile phones, gaming systems and other internet and Bluetooth connected devices. Damaging your financial security, including identity theft. Blocking your access or deleting your personal information and accounts. Targeting children and adults. Complicating your employment, business services, transportation and power grid. Protect Yourself Against…

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Leading is hard…if you read the euphemisms that are posted on LinkedIn or read the best sellers you might think it was easy… It is simply not that simple, that vulnerability (the new buzzword) is the cure all, or that being a servant is the solution, or that empathy will bring you success.  In situations…

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Dear Valued Customer, It is too early to know the full extent of lawsuits resulting from the impact of the coronavirus pandemic, but come they will. We anticipate OSHA claims in the coming months, claims to do with the Family & Medial Leave Act, (FMLA), the Fair Standards Act, (FLSA), wrongful termination claims, and more.…

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My colleague, Jason Rubinstein, recently wrote a piece highlighting potential impacts the coronavirus pandemic might have on various commercial lines of insurance.  Though too early to know the full extent of resulting lawsuits, it is only a matter of time before employers start to see claims by current or former employees stemming from issues related to…

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Small and medium-sized businesses (SMBs) could face a higher risk of discrimination claims and employment practices liability (EPL) lawsuits when their employees return to work once COVID-19 restrictions are lifted. There are multiple factors exacerbating EPL risk amid the coronavirus pandemic. Many SMBs were forced to close their doors for two months or longer during…

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