Protection for your company and employees
against claims made by clients

Errors & Omissions

This coverage (E&O) protects companies and individuals against claims made by customers/clients for inadequate work or negligent actions.

Errors & Omissions Explained

Errors: Protects against claims for a service you provided, or failed to provide, that did not have the expected or promised results.

Omissions: Protects against omissions that you have made or that the client perceives you have made.

Court Costs: Policy will pay all court costs to defend you and your company.

Settlement Costs: You are covered for any and all settlement costs.

No One Size fits all: Your E & O policy needs to be read carefully. There is no "one size fits all" policy. The carrier selected for this coverage is especially important.

Important to Know

Always have a written contract that spells out what will be done, what will not be done and what the fees will be. Communicate throughout the job and keep the expectations realistic. Have quality control procedures in place and use internal and external audits to check them.

Negligence and misrepresentation claims that fall under professional liability are very broad in spectrum. Any situation that involves an individual or corporation breaching its duty and causing injury and/or financial loss can be considered negligence.

Sometimes it can be as simple as miscommunicated results, a missed deadline, a misinterpretation of a law, or an error in paperwork. Malpractice allegations can also arise from changes in your clients that are out of your control. In fact, even if you’ve done the work to spec without mistakes, you can still be sued if your work doesn’t meet a client’s personal standards or expectations. A woman sued a financial planning firm for $3 million after following their advice to quit her job, start a home business and transfer her savings into their pension plan.


Specialized Risk Management
for Staffing Agencies

5800 South Eastern Ave Suite 400
Los Angeles, CA 90040
Tel (323) 400-6705 CA License # 0747420