Protection from risks relating to information
technology infrastructure and activities

Cyber Liability

This coverage protects businesses from Internet-based risks, and more generally from risks relating to information technology infrastructure and activities.

Cyber Liability Explained

Privacy and Network Liability - Network Security and Privacy Liability (also known as “Cyber Liability”) protects the Insured against losses for the failure to protect a customer’s personally identifiable information

Internet Media Liability - Covers Claims alleging defamation/libel/slander, invasion or violation of privacy, plagiarism/piracy, copyright/trademark infringement, and other Wrongful Media Communication Acts

Business Interruption and Expense - Reimburses for the reduction in Business Income the Insured would have earned or the net loss they would have avoided (before taxes) if the data breach had never occurred.

Data Extortion (Ransomware) - Provides reimbursement for funds or property the Insured has given (with the Insurer’s approval) to a person to end the Extortion Threat

Regulatory Proceedings - Covers Defense Expenses and Regulatory Fines and penalties imposed by a Regulatory Agency in connection with a data breach.

Important to Know

Broader coverages are available to assist with credit monitoring and data breach reporting

43% of cyber attacks target small businesses. 60% of small businesses that are victims of a cyber attack go out of business within six months. Cybercrime costs small and medium businesses more than $2.2 million a year. In fact, a 2016 survey performed by Chubb shows that more than 25 percent of private companies experienced a claim over a three-year period and the ones that did not buy D&O insurance reported an average loss of nearly $400,000.


Specialized Risk Management
for Staffing Agencies

5800 South Eastern Ave Suite 400
Los Angeles, CA 90040
Tel (323) 400-6705 CA License # 0747420