Dear Valued Customer, A data breach can happen because your system has vulnerabilities that exposes you to hackers and thieves. In this issue of “Waimea News” we focus upon how you can defend against this situation and protect your financial exposure. As you might expect, Cyber Insurance helps your company recoup the costs of an…

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Man's face wearing skeleton mask looks ominous

Data hackers can cost businesses big money. Travelers, a leading provider of Cyber Insurance, suggests that it could cost somewhere in the neighborhood of $7 million if they suffer a breach. Since any company that accepts electronic payments is at risk, Cyber Insurance has become one of the most important types of insurance any business…

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While cyberattacks and data breaches at Fortune 500 companies tend to dominate the headlines, America’s more than 28 million small businesses and their 56 million employees are increasingly vulnerable. Their exposure is much the same as that of larger companies, experts say, but many may overlook or underestimate the threat and may not fully understand…

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Cyberattacks can occur in many ways, including: Accessing your personal computers, mobile phones, gaming systems and other internet and Bluetooth connected devices. Damaging your financial security, including identity theft. Blocking your access or deleting your personal information and accounts. Targeting children and adults. Complicating your employment, business services, transportation and power grid. Protect Yourself Against…

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Dear Valued Customer, It is too early to know the full extent of lawsuits resulting from the impact of the coronavirus pandemic, but come they will. We anticipate OSHA claims in the coming months, claims to do with the Family & Medial Leave Act, (FMLA), the Fair Standards Act, (FLSA), wrongful termination claims, and more.…

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Michael Crawley is president of GotSafety and has over 15 years of experience in risk management, OSHA compliance and citation defense. As the head of GotSafety’s defense department Michael has helped over a thousand companies to resolve their Cal/OSHA citations, saving them millions of dollars. He meets regularly with all District Managers throughout the State…

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Real World Scenarios Here are a few real world scenarios that resulted in the filing of D&O lawsuits: Breach of fiduciary duty. Creditors of a company that was having some financial trouble and in need of capital, sued its directors and officers for failure to identify, evaluate, negotiate, and secure the sale of company assets in…

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D&O insurance policies offer liability insurance coverage for the Directors and Officers of non-profit, for-profit, and privately held businesses.  Directors and Officers insurance helps protect them from defense costs and damages which may arise from managerial decisions that may have adverse financial consequences. All organizations are vulnerable to D&O insurance exposures. Read more about the who,…

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