The Working Leader Paradigm

By Dennis Bernstein | October 27, 2020 |

Leading is hard…if you read the euphemisms that are posted on LinkedIn or read the best sellers you might think it was easy… It is simply not that simple, that vulnerability (the new buzzword) is the cure all, or that being a servant is the solution, or that empathy will bring you success.  In situations…

IN: High Risk Of Coronavirus Related Discriminations Claims

By Julian | October 18, 2020 |

Dear Valued Customer, It is too early to know the full extent of lawsuits resulting from the impact of the coronavirus pandemic, but come they will. We anticipate OSHA claims in the coming months, claims to do with the Family & Medial Leave Act, (FMLA), the Fair Standards Act, (FLSA), wrongful termination claims, and more.…

Coronavirus & Implications On Employment Claims And Insurance

By Insurance News Editor | October 18, 2020 |

My colleague, Jason Rubinstein, recently wrote a piece highlighting potential impacts the coronavirus pandemic might have on various commercial lines of insurance.  Though too early to know the full extent of resulting lawsuits, it is only a matter of time before employers start to see claims by current or former employees stemming from issues related to…

High risk of discrimination claims as employees return to work

By Insurance News Editor | October 18, 2020 |

Small and medium-sized businesses (SMBs) could face a higher risk of discrimination claims and employment practices liability (EPL) lawsuits when their employees return to work once COVID-19 restrictions are lifted. There are multiple factors exacerbating EPL risk amid the coronavirus pandemic. Many SMBs were forced to close their doors for two months or longer during…

Early COVID-19 Liability Suits Raise Employment Practices Liability Insurance Issues

By Insurance News Editor | October 18, 2020 |

The COVID-19 pandemic has forced employers across the country to rapidly make numerous and significant decisions about how to manage their business in this unprecedented time. Employers have had to quickly develop and implement policies and procedures addressing remote work, layoffs, furloughs, pay cuts, workplace conditions, and a host of other issues. Not surprisingly, we’re…

Michael Crawley, President, GotSafety

By Julian | October 7, 2020 |

Michael Crawley is president of GotSafety and has over 15 years of experience in risk management, OSHA compliance and citation defense. As the head of GotSafety’s defense department Michael has helped over a thousand companies to resolve their Cal/OSHA citations, saving them millions of dollars. He meets regularly with all District Managers throughout the State…

Top 10 Most Frequently Cited Standards

By Insurance News Editor | August 5, 2020 |

For Fiscal Year 2018 (Oct. 1, 2017, to Sept. 30, 2018) The following is a list of the top 10 most frequently cited standards following inspections of worksites by federal OSHA. OSHA publishes this list to alert employers about these commonly cited standards so they can take steps to find and fix recognized hazards addressed…

OSHA Injury and Illness Recordkeeping and Reporting Requirements

By Insurance News Editor | August 5, 2020 |

OSHA published a Final Rule to amend its recordkeeping regulation to remove the requirement to electronically submit to OSHA information from the OSHA Form 300 (Log of Work-Related Injuries and Illnesses) and OSHA Form 301 (Injury and Illness Incident Report) for establishments with 250 or more employees that are required to routinely keep injury and illness records.…

About OSHA: Commonly Used Statistics

By Insurance News Editor | August 5, 2020 |

Federal OSHA coverage Federal OSHA is a small agency; with our state partners we have approximately 2,100 inspectors responsible for the health and safety of 130 million workers, employed at more than 8 million worksites around the nation — which translates to about one compliance officer for every 59,000 workers. Federal OSHA has 10 regional…

A Look at Some Common D&O Risks & Claims

By Julian | July 9, 2020 |

Real World Scenarios Here are a few real world scenarios that resulted in the filing of D&O lawsuits: Breach of fiduciary duty. Creditors of a company that was having some financial trouble and in need of capital, sued its directors and officers for failure to identify, evaluate, negotiate, and secure the sale of company assets in…

Types and Costs of D&O Coverage

By Julian | July 9, 2020 |

D&O insurance policies offer liability insurance coverage for the Directors and Officers of non-profit, for-profit, and privately held businesses.  Directors and Officers insurance helps protect them from defense costs and damages which may arise from managerial decisions that may have adverse financial consequences. All organizations are vulnerable to D&O insurance exposures. Read more about the who,…

Directors and Officers Insurance

By Julian | July 9, 2020 |

While business insurance policies by definition provide coverage for the business itself, individual company officers may still be personally exposed to financial losses resulting from a lawsuit. To protect your company’s leadership, you may want to consider purchasing directors and officers (D&O) liability insurance. What D&O covers Directors and officers is a type of liability…